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TAT Insurances

Public Liability

  • Cover is for your legal liability for injury caused to third parties or third-party property arising from u3a activity. Upto £25m.
  • Members are also treated as a third party should they be injured as a result of an accident for which the u3a is legally liable.
  • NOT accident insurance

Property

  •  Moveable items owned by the u3a.
  • Contents of a member’s home whilst any u3a activity is being hosted.
  • Up to £25,000 (excess £250)

Money

  •  £1000 during any u3a activity or at a members’ home or in transit.

CYBER

  • Cyber Data loss – costs incurred in dealing with a security breach.
  • Cyber Crime – £250,000 limit. Theft of u3a money.
  • Cyber Liability – compensation payable to any third party as a result of a data breach.

Aviva Management Liability

  • Trustees & Officers – up to £3,000,000 in any one period of insurance across the organisation up to £500,000 per u3a (Nil excess)
  • Protects Trustees & Officers personally in the event a claim is made against them because of a wrongful act.

For full details of TAT Insurances click on Insurance FAQs or Insurance Overview.