• We are a low risk Charity
• Income is low risk
  • It nearly all comes in small amounts from the members or through the linked Gift Aid source. It would be unlikely to dry up suddenly and completely.
• Expenditure is low risk
  • There are limited continuing liabilities as there are no employees or properties or beneficiaries who would continue to need support if the charity folded.
  • There will some continuing commitments – membership of the Third Age Trust, u3a Matters, and Beacon which are all effectively paid a year in arrears.
• Cash Flow Profile
  • Most of our income is received in January to April while the main expenditure doesn’t start until April. 
• We therefore aim to keep between £3,000 and £4,000 in our reserves to cover such items as the purchase of expensive new equipment, any insurance claims, and any unexpected expenses.

Click on Treasurer to send a contact email